Online Loan

dhaani E-micro finance App

If you have a financial problem and you want to take a loan, then this loan is brought to you by a personal loan that you can solve your problem, anyway Corona epidemic (Kovid-19) due to which the problem of work now means much due to this disease Everybody’s job was also paid and the lockdown caused a lot of budget and money problems, although Corona has not finished yet tomorrow, it is still a problem and everyone still has the problem. This app will help you financially.

eMega Zone is a Loan key for Indian mobile users. We provide our users with qualified loan products 7 * 24 completely online. With a few steps and minimal documentation, the approved loan amount will be immediately transferred to the applicant’s bank account.

Get personalized personal loan offers up to ₹ 5 lacs at interest rates starting 18% for a tenure ranging from 1 year to 5 years. The app selects the best suitable banks / NBFCs offering minimal interest rate and easy approval based on your personal loan eligibility. eMega Zone has associations with over 50+ banks.

Product Features

  1. No credit history required.
  2. High loan amount & low interest rate.
  3. Quick operation: 24×7 access to loans, digital process on mobile with quick approval.
  4. Convenience of payment through various methods.
    How to get started
  5. Install eMega Zone App.
  6. Register an account through your Phone Number.
  7. Fill out the Your Personal and Professional details with the required document.
  8. Upload KYC documents – ID, Address Proof & PAN card
  9. After the submission, you may receive an SMS for verification. The final application result will be shown in the APP and sent a text message via SMS if approved.
  10. The approved loan amount will be disbursed into your account and SMS notification will be sent.

Personal Loan Eligibility

*Age – 18/21 years – 60/65 years
*Employment Type – Salaried / Self-Employed
*Minimum Net Income (monthly) – ₹ 15,000 Processing Fee: 2% of loan amount
*Interest rate varies from 18% to 25% depending on customer’s credit and risk profile

HOW – eMega Zone?

  • Quick approvals on personal loans
  • Loans amount from Rs 50,000 – Rs 500,000
  • Loan tenure ranges from 6 months – 5 years
  • No collateral required
  • Calculate EMI based on your loan amount, interest rate and loan tenure
  • Minimal Paperwork. Everything from the mobile app.
  • PAN, Aadhar documents required.
  • Sample calculation: For a loan of Rs. 100,000 at 20% interest rate per annum for tenure of 12 months your one time processing fee (@ 2% of loan amount) will be Rs. 2000 and monthly EMI will be Rs. 9263 / -.
    The net amount credited to you will be Rs.100,000 and cumulative amount paid back by you will be Rs 1,11,161 / – (= Rs 9263 x 12 EMIs), leading to an APR of 24%
  • Late charge: This fee is ONLY applicable when borrowers repay bill overdue. There is no late charge when you repay on time or in advance. This fee is standard practice across all India financial institutions. A late charge is 2% of the overdue principal. For example, if you have ₹ 1000 overdue of principal, then the late charge is ₹ 20.
  • Security: Your personal data is safe with us. We will not share it with anyone without your consent.
  • All the transactions are secured via a 256-bit SSL encryption.
  • More about this source text Source text required for additional translation information

We have given you information for a personal loan from which you can take a loan as per your requirement, we do not provide loan.
And by clicking on the link given there, you can get a loan.


Related Articles

Back to top button