Online Loan

Business Loan –

Business Loan

Term Loan for MSMEs: It is important for a business to get loans at reasonable rates whenever
required to grow their business. One of the most common ways for any MSME to get funds is a term loan.
We provide term business loans for Restaurants, loans for e-commerce business, travel business and more.

Mudra Loans: Under the scheme of Pradhan Mantri MUDRA Yojana (PMMY) apply for term loan with
Indifi covering Kishore (₹50k-5L) & Tarun (₹5-10L) categories.

Merchant Advance (Loan against POS machines): Merchant Cash Advance is best suited for
businesses with significant transactions happening through card swipes.
Businesses typically need money to expand their operation, stock more inventory,
extend credit or reach out to more customers.

Invoice Discounting: With invoice discounting, small businesses or entrepreneurs can leverage
their outstanding invoice, i.e. bills receivable to generate funds required to overcome the
operational expenses.

Line of credit: Line of Credit or overdraft facility is best suited for frequent cash inflow.
Businesses typically need money to avail cash discounts by paying upfront or on time,
extend credit to customers, pay off vendors or meet seasonal demands

Indifi believes in helping small businesses grow by offering loans to those that have potential and intent.
Most such businesses have little or no access to financing from traditional institutions such as banks or lack
either collateral or finance data to access loans.


  • Get Business loans up to 50 Lakhs @1.5% Interest per month
  • No security or collateral required for your working capital requirements
  • Minimum Document requirement with Faster Processing
  • We understand that loan requirements are urgent hence get a business loan
    within 2 days
  • Flexible loan tenures from 6-36 months to support diverse business needs
  • We take your application to multiple lenders to increase the chances to secure a loan
  • End to End digital process from Application->Disbursal->Repayment->Top-Up

We offer loan products to businesses across sectors:

Loans for E-commerce sellers: There are various business needs like stocking inventory or
creating a new product range that the seller needs capital for and Indifi offers products to
cater to each of those needs.

Loans for Restaurants & Delivery Outlets: Whether it is setting up a new outlet, investing in the
base kitchen itself or building working capital we’ve covered it all to help restaurants grow their business.

Loans for Retailers: We’ve curated loans for special needs of a retailer like stocking inventory,

meeting seasonal sales demand or offering credit to customers.

Loans for Startups: Indifi offers Revenue based financing option to startups as they often require
capital without equity dilution to fuel their growth.

Term Loan Details :

  • Loan Amount: ₹50,000 to ₹50 lakhs
  • Loan Tenure : 6 months – 36 months
  • Interest Rate: 1.5% to 2.25% Monthly
  • Repayment Frequency: Flexible
  • Processing Fee: Upto 3% of loan Amount

An Example of a Term loan with Indifi:
Loan Sanction Amount: ₹ 10,00,000/-
Disbursement Amount: ₹ 9,76,400/-
Processing Fees (Including GST @18%): ₹ 23,600
Interest Rate: 1.5% per month
Instalment Amount: ₹ 49,924
Repayment Tenure/Frequency: 24 / Monthly

Additional App Features:

• Single view to access all loan related data and download relevant documents
• Simple payment gateway mechanism to make loan repayments
• Extended Credit Facility with auto Loan top-up offers & request for additional loan
• Raise customer support tickets for issues & queries relating to your loan

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