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HOME LOAN – EASY TO APPLY

Type of Home Loan 

Home Loan

A home loan is a secured loan that is obtained to purchase a property by offering it as collateral.
Home loans offer high-value funding at economical interest rates and for loan tenures.
They are repaid through EMIs. After repayment, the property’s title is transferred back to the borrower.

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A home loan provides financing to help you purchase your dream home comfortably. Lenders cover
up to 70%-90% of the cost of the home and you must make an initial payment (down payment)
amounting to the remainder.

Type of Home Loan 

Home purchase loan
Home improvement loan
Home construction loan
Land purchase loan

SBI Regular Home Loan

Features 

  • Home Loan products to suit every customers need
  • Low Interest Rates
  • Low Processing Fee
  • No Hidden Charges
  • No Pre Payment Penalty
  • Interest charges on Daily Reducing Balance
  • Repayment up to 30 years
  • Home Loan Available as Overdraft
  • Interest Concession for Women Borrowers

Eligibility

Documents

List of papers/ documents applicable to all applicants:

  • Employer Identity Card
  • Loan Application: Completed loan application form duly filled in affixed with 3 Passport size
    photographs
  • Proof of Identity (Any one): PAN/ Passport/ Driver’s License/ Voter ID card
  • Proof of Residence/ Address (Any one): Recent copy of Telephone Bill/ Electricity Bill/Water
    Bill/ Piped Gas Bill or copy of Passport/ Driving License/ Aadhar Card

Property Papers:

  • Permission for construction (where applicable)
  • Registered Agreement for Sale (only for Maharashtra)/Allotment Letter/Stamped Agreement
    for Sale
  • Occupancy Certificate (in case of ready to move property)
  • Share Certificate (only for Maharashtra), Maintenance Bill, Electricity Bill, Property Tax Receipt
  • Approved Plan copy (Xerox Blueprint) & Registered Development Agreement of the builder,
    Conveyance Deed (For New Property)
  • Payment Receipts or bank A/C statement showing all the payments made to Builder/Seller

Account Statement:

  • Last 6 months Bank Account Statements for all Bank Accounts held by the applicant/s
  • If any previous loan from other Banks/Lenders, then Loan A/C statement for last 1 year

Income Proof for Salaried Applicant/ Co-applicant/ Guarantor:

  • Salary Slip or Salary Certificate of last 3 months
  • Copy of Form 16 for last 2 years or copy of IT Returns for last 2 financial years, acknowledged
    by IT Dept.

Income Proof for Non-Salaried Applicant/ Co-applicant/ Guarantor:

  • Business address proof
  • IT returns for last 3 years
  • Balance Sheet & Profit & Loss A/c for last 3 years
  • Business License Details(or equivalent)
  • TDS Certificate (Form 16A, if applicable)
  • Certificate of qualification (for C.A./ Doctor and other professionals)

All transactions are secured through SSL encryption. All data is transferred over secured connections.
All user information will be strictly encrypted, and we promise not to disclose any personal privacy
information of users to any third party. Your evaluation of all information is solely your
To be done by the users for personal loan eligibility. It will never be used for other purposes.

You can easily take loan from this app, you can apply for loan amount as per your requirement,
You can apply for the loan accordingly. After knowing your eligibility, this app reduces the paperwork
as well as less documents so that you do not have any hassle in applying for the loan.

For your information, let us tell you that we only give you loan information,
We do not provide loan.

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