If ever you suddenly need money, you can take Mi Credit Loan! Provides you instant personal loan up to Rs 2 lakh without any income proof from the comfort of your home with minimal guarantee.
The amazing thing is that you can take personal loan from Mi Credit only on your KYC documents. Apart from personal, you can easily get credit card, gold loan as well as gift card loan here.
How does Mi Credit Loan help you?
- You can take loan from your phone sitting at home
- Personal loan is available from Rs 10,000 to Rs 5 lakh.
- Get instant loan without income proof
- No security and guarantee will have to be given in any way
- You get a loan from here in less than 24 hours
- You also get 12 to 24 months time to repay Mi Credit loan.
- Your loan gets approved in just 5 minutes
- Easy and small EMI option is also available for payment.
- Interest comes up to 34% per annum which can fluctuate depending on your credit history
- Completely digital process for loan. No paper work loan.
- Anyone who has a monthly income can take a loan, no matter what job or profession they are in.
What is Mi Credit?
Mi Credit, which is a financial platform of Xiaomi India, from here you can take a personal loan up to Rs 2 lakh with the help of your phone sitting at home against minimum documents.
To take a loan, you just have to install Mi Credit App in your phone and by uploading your information and KYC documents, you can take the loan immediately.
How to take loan from Mi Credit
If you want to take Mi Credit Loan, no matter what kind of loan it is, first check your eligibility and if you are eligible to take the loan then you have to install Mi Credit App on your phone from Play Store. Apply for a loan from your phone sitting at home and you will see that you will get the loan immediately in your account within a few hours.
What is the eligibility to take loan?
- you must be indian
- Age should be between 21 to 55
- CIBIL should not be in negative
- Mobile number should be linked to Aadhaar
- Application for Smartphone and Internet
- There should be internet banking along with savings account.
- Please check whether Mi Credit service is available in your city or not.
What documents are required for loan?
- Photo proof – PAN etc.
- Address Proof – Aadhar Card etc.
- Income Source – Bank Statement etc.
- Photo – Selfie from phone
How to take a loan of Rs 10000! You will get an urgent loan in just 2 minutes.
What is the interest on Mi Credit Loan?
MI Credit Loan is an unsecured loan due to which you will have to pay upto 36% interest on personal loan. But when you apply for a loan, it may be based on your credit history.
What is Processing Fee?
You may have to pay processing fee up to 2% of the entire loan, but sometimes the processing fee gets reduced due to some offers.
How to take Mi Credit personal loan
- Install Mi Credit App in your phone
- Register with mobile number or social account
- To do KYC, give information about yourself like name, address, bank account, job etc.
- Upload documents for KYC
- If you are eligible, the loan offer will appear on your mobile screen.
- Accept the loan offer,
- Tenor (Repayment Time) चुने
- Loan Agreement Accept करे
- Now you will easily get Mi Credit Personal after approval.
- Make sure to make the payment on time so that you continue to get maximum loan in future also.
How to get a credit card?
Now you do not even need to go to the bank for a credit card, you can take a credit card from any bank through Mi Credit. In which you get credit limit according to your eligibility. And you can use it online and in local shops also!
Here you will not have to pay any interest for 30 days and you are also given additional 15 days for payment.
